Open an Account
It’s time to Bank on Better. Opening an account is at your fingertips.
Here’s what you’ll need to have ready:
- Driver’s license or other government-issued identification
- Personal information, including address and birth date
- Social security number
- Other bank account routing and account numbers to fund the new account
There are several accounts that you can open online:
Lifetime Free NOW Checking
- Complimentary welcome pack of checks
- No annual fee debit card
- A BankChampaign exclusive and our most popular checking choice
| Minimum Opening Deposit | Monthly Balance Requirement | Monthly Service Charge | Transaction Fees | APY** | Interest Rate |
|---|---|---|---|---|---|
|
$300 |
No daily balance required to earn interest |
None |
None |
0.05% |
0.05% |
Regular Savings
- A classic way to save
- Quarterly statement
| Minimum Opening Deposit | Monthly Balance Requirement | Monthly Service Charge | Transaction Fees | APY** | Interest Rate |
|---|---|---|---|---|---|
|
$200 |
No daily balance required to earn interest |
$9/quarter service charge if daily balance falls below $200 |
Nine free withdrawals per quarter; additional withdrawals are $1 each
|
0.05% |
0.05% |
Personal Money Market
- The higher the balance, the higher the rate
- Maintain minimum balances in the account each day to earn interest
| Minimum Opening Deposit | Monthly Balance Requirement | Monthly Service Charge | Transaction Fees |
|---|---|---|---|
|
$1,500 |
Daily balance requirement of $200 or more to earn interest |
$10/month service charge if balance falls below $5,000 |
Checks and electronic debits are $2 each. |
| Balance | APY** | Interest Rate |
|---|---|---|
|
Below $2,499.99 |
0.05% |
0.05% |
|
From $2,500.00 to $9,999.99 |
0.05% |
0.05% |
|
From $10,000.00 to $24,999.99 |
0.10% |
0.10% |
|
Above $25,000.00 |
0.15% |
0.15% |
Certificates of Deposit
- $500 minimum to open
- Maintain daily minimum balance of $500 or more to earn interest
| Type | APY* | Interest Rate |
|---|---|---|
|
12 Month CD |
3.65% |
3.60% |
|
24 Month CD |
0.30% |
0.30% |
