Mortgage Rates

Every homebuyer is different. That's why BankChampaign offers a variety of mortgage choices, as well as experienced lenders to help you find the best option for your situation. The rates below are for two of our most popular fixed-rate mortgages for an owner-occupied residential property. For a complete list of our fixed and variable rates, please call 217.351.7630 or email:
Term APR Rate

Monthly Principal
& Interest Payment
per $1,000

(does not include taxes or insurance)

30-year Fixed

(360 payments)

3.7929% 3.750% $4.66

15-year Fixed

(180 payments)




Additional rates and programs are available. Annual Percentage Rate (APR) based on representative $140,000 loan amount, 80% loan to value, 740+ credit score with escrow for stated term and includes common and customary closing costs. Subject to minimum down payment requirements on a purchase. Rates are subject to change without notice.

Rates are effective as of Friday, October 17, 2019

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